Our history

In the early 1960s, general practice was in dire straits: workload was heavy; earnings were poor; establishing, maintaining and improving GP premises was difficult and financially crippling; GP Assistants felt badly used; general practice was unattractive and recruitment poor.

In 1964, at a Special Conference of LMCs, Dr James Cameron was elected Chairman of the GMSC (General Medical Services Committee), now the General Practitioners Committee (GPC).

James Cameron negotiated a new contract for GPs which greatly improved working practices. Following its implementation in 1966, he recalled a comment by an official concerning £800,000 lying dormant in the Group Practice Loan Fund.  This Fund had been set up by government in the late 1950s to encourage GPs to practice in groups from purpose-built premises.  It had been created to make interest free loans to doctors wishing to build their own group practice premises.  The Government had arranged for the fund to be serviced by a deduction of £100,000 a year from the total sum allocated for the remuneration of GPs.  Sir James persuaded government that the £800,000 should be returned to GPs to be used to found a charitable trust.

The 1970 Conference of LMCs resolved that a charitable trust be set up to provide “the relief of poverty, sickness or distress” for GPs, retired GPs and dependants of GPs and that "the name Cameron be included in the title of the charitable trust in recognition of the outstanding contribution to general practice made by the (then) chairman of the GMSC.”

The first Council of Management was elected by the Conference and comprised representatives from Scotland, Wales and English constituencies.  The Fund was established by October 1970, with Dr B Holden as its first Chairman of Trustees.  The first operational year began in April 1971. In his first annual report, Dr Holden stated that 82 awards had been made and the sum of £26,000 disbursed as grants and loans. 25% of the applications were initiated by Local Medical Committees. In the early years, many of the beneficiaries were GPs (or their dependants) who had retired soon after the start of the NHS and had very little in the way of pension provision.

The rules of the Fund have been updated. Among other changes, Northern Ireland has been included and the eligibility criteria have been widened to include trainees. Over time, the status of the majority of beneficiaries has changed. Now the Fund is more often helping younger GPs, struck down by injury or illness and others who have lost their living, by having been deemed unfit to practice, often due to mental illness or poor performance.

In 50 years, the Fund has had only ten Chairmen, but the stars over recent years are the Treasurers. The investment of the original £800,000 has been managed with great care and has secured the stability of the Fund.  However, disbursements to beneficiaries continue to increase and every penny of the Fund's assets is needed to provide the income to service grants and interest-free loans to beneficiaries.  Without the generous donations from Local Medical Committees, individual doctors, those attending the Annual Conference Dinner and legacies, the Fund would be unable to meet the demand for help.

The primary aims and objectives of the Fund remain unchanged and today's Trustees are as watchful as ever to ensure assets are protected and that applicants in genuine need are given prompt, appropriate financial help.

Funding the work of the Cameron Fund
The funds secured by Sir James Cameron have been invested and the income covers approximately half our annual expenditure. The other half comes from donations primarily from Local Medical Committees and also from individuals. Without substantial donations, we would need to use our capital to continue the work that we do.